Cosy AI is your personal financial coach — powered by AI, built around your habits, goals and psychology.
Join Waitlist• 3 months included (€24 value) · Priority beta access · Limited spots
What Cosy AI does
Personalized coaching based on your unique financial psychology, spending triggers, and long-term goals — not generic advice.
Track income, expenses, savings and investments in one clean dashboard. No more scattered spreadsheets or blind spots.
Ask anything and get honest, personalized financial advice anytime. Like having a CFP in your pocket — minus the hourly rate.
Your spending is on track this week.
You have €900 safe to spend until month-end.
This is a simplified preview. The final product may look and feel slightly different.
How it works
A short, thoughtful questionnaire about your income, goals, habits and psychology. Takes 3 minutes.
Our AI builds a complete picture of your financial life — identifying patterns, risks and opportunities specific to you.
Personalized recommendations you can act on today — not someday. Small changes, compounding results.
FAQ
Both get you on the list. Free members get access at launch. Paid members (€15) get in first, receive 3 months of Cosy AI included (worth €24), lock in 20% off every month, forever, and keep their discounted rate — even as prices go up.
Joining the waitlist is free — no payment required. But if you want to get in early and lock in a lifetime discount, we offer paid early access starting at €5. The fee filters for people who are serious about changing their relationship with money, and in return you get 3 months of Cosy AI included, priority beta access, and your discounted rate locked forever.
Yes. All payments are processed by Stripe, one of the world's most trusted payment providers. We never store your card details.
You get every cent back, automatically, no questions asked. We only keep your payment once you have access to a live product. That's our promise.
Yes, but the €15 early access offer and the discounted rates won't be available after the beta closes. Once it's gone, it's gone.
Regular pricing starts at €7.99/month. As an early access member you get 20% off every month — and your discounted rate is yours to keep, forever.
Paid waitlist members are first in line when we open the beta — we're targeting 30–90 days from now. You'll get an email the moment your spot is ready.
A personal finance coach powered by AI that learns your habits, goals and psychology to give you personalized advice — not generic tips.
Cosy AI works with your financial data — income, spending habits, and goals. You can enter numbers manually or securely link your bank account. Your data is encrypted, never sold, and only used to power your personal coaching experience.
Cosy AI is available on web, including mobile web — so it works on any device from day one. A native iOS and Android app is in development. Once you're in the web app, you'll be able to join the mobile waitlist directly.
Join the waitlist today. Be first when we launch.
Alpha testers
People are already changing
their relationship with money